It's really funny how insurance companies work. I have a tooth that more than likely needs a root canal. My employer offers "dental insurance" through a well known "insurance" company named....you guessed it....AETNA! Let me tell you how the "benefits" work. I GET to pay them $92 dollars a month for a year ($1104) for ABSOLUTELY NOTHING before I can get ANY work on my tooth. (You know, "Pre-existing Condition). WOW! Great deal huh!?! Well, i'm not done yet. THEN, after I have waited a year and paid $1104 for absolutely nothing(and in the mean time, my tooth has decayed out of my head), I get to pay another $1500 deductible!!! YAY! THEN!!!!!! I'm not even covered in full. Yeah. I'm covered at 70%. WOW! Who thought up this amazing deal? Awesome, huh? Thank goodness for insurance, right? The more I deal with this crap, the better socialized medicine sounds. (not really, but you get my drift) Is it just me, or is this a real problem? People who don't even legally belong to this country get treated better than that! And guess what? I get to pay for THEM too!
The following is a letter (I didn't make it up, we'll maybe I did) that I got from Aetna.
Dear Mrs. Olsen,
Here is your explination of benefits:
1. You get to pay us for nothing in return.
2. After you have paid us $92 dollars a month for a year, you get to pay your $1500 deductible.
3. More than likely, after your doctor has submitted your claim, it will be rejected because we don't feel like paying - thus, we are no different than thugs but we can get away with it because our crimes are supported by the government.
4. We will also be garnishing your wages because we can.
Any questions, call 1-800-eatshit.
P.S. Your premiums will be going up 150% next year, and your coverage will be going down 50%.
YAY FOR AENTA!
